Quiet neighborhood sidewalk at golden hour

Foreclosure is a timeline, not a final destination.

Peace of mind starts today. Upload your documents and try it free for 30 days while we build your case file. Ready to qualify to buy again in as little as 24 months.*

Private & Free, Takes 60 Seconds
Question 1 of 4

Where are you in the foreclosure process?

See your personal timeline, no email required to start.

This isn't a personal failure. It's an administrative process.

Millions of homeowners face foreclosure every year, not because they were careless, but because life changed faster than their finances could adjust. A job loss. A medical bill. A divorce. The bank's process is bureaucratic and slow to bend. Yours doesn't have to be a story of failure. It's a timeline you can still influence, and on the other side of it, homeownership is still yours to reach for.

When You Work With Us

You are not doing this alone anymore.

The letters keep coming. The calls keep coming. The court dates keep moving. From the day you start your free 30-day trial, upload your documents and our team gets to work: someone reads what you send, points you toward the department or person who can actually help, and pulls the forms and resources you actually need. We are not attorneys. We read what you send us and point you the right way.

Someone reads it. You get pointed the right way.

Upload photos of your notices and court documents. Someone on our team reads what you send, points you toward the department or person who can actually help, and looks into your court's filing rules to see whether your county allows e-filing. If it does, we do the heavy lifting and show you exactly where to click and how to file everything online. Either way, you get the standard forms your case needs, so you are not digging through an intimidating city or county website on your own.

The paperwork stops being a mystery.

Every term in every letter has a definition. Every deadline has a meaning. Ask our AI assistant what a specific word or phrase in your document means, in plain language, any time you are staring at a page that does not make sense. It reads from the document you uploaded, so you get to understand your own case like the professionals do.

See exactly where you stand.

Upload your documents first. A caseworker on our team reviews them by hand and lays out exactly where you stand in the foreclosure process right now. Once your case is linked to your account, through a quick message, a short list of items we need from you, or a call to gather the last details, you start getting live updates as things move.

A comeback, not just a landing.

Foreclosure is not the end of your homeownership story. With FreshStart in motion, many families are ready to qualify to buy again in as little as 24 months.* We build for that day from day one.

*Illustrative. Timing to re-qualify for a mortgage depends on your lender, program, credit profile, income, and state of residence. NFPGRP is an educational platform and does not guarantee any outcome.

Whose Side We're On

The system was built for insiders. Now it's built for you too.

Every filing on your case is a public record. Every deadline. Every notice. Every motion. Servicers know that. Foreclosure investors who circle sale dates know that. Attorneys who charge $1,500 to $3,000 to fight for you know that. Most homeowners don't, because those records are scattered across county courthouse portals, PACER logins, servicer letters buried in PDFs, and YouTube channels no one thinks to search.

What the pros charge
$1,500 to $3,000
Typical attorney retainer to fight a foreclosure. Usually paid up front. Cost rises the closer you are to a sale date.
What we ask
$19.99 to $99/mo
Access to the same public records the pros build their fee on, plus the videos, forms, and referrals to walk your case yourself. Cancel anytime.

Technology has finally caught up to where a family can access the same records and educational resources without paying a retainer to unlock them. That is the whole point of NFPGRP: we play their game, on your side, at a price that fits inside the budget of the family fighting to keep their home.

About Us

We've lived this. That's why we built this.

Many of the people who built NFPGRP come from families who lost their homes to foreclosure in the early-1990s downturn and again in the 2006 to 2008 crisis. We know what those notices look like on the kitchen table. We know what it feels like to stop answering the phone. And we know how much clearer things get once someone sits down and explains, in plain language, what is actually happening and what can still be done.

That is why we built this. When you work with us, you upload your court documents and try the platform free for 30 days. Someone on our team reads what you send, tells you where you stand in the foreclosure process, and points you toward the department or person who can actually help. We also pull the standard forms homeowners typically need to file for your county, plus a library of videos and government resources other homeowners have used. We are not attorneys, and this is not a legal service. You decide what to do next, yourself or with an attorney of your choosing.

NFPGRP is an educational platform. Nothing on this site, from our team, or from any tools we provide constitutes legal advice, and using our services does not create an attorney-client relationship. We exist to be a source of truth so you can make informed decisions about your own situation.

Our Solutions

Four pathways. One promise: you do not walk this alone.

Tier 2

Chat Access: AI Case Library

Preparing to represent yourself in court? We supply the same public forms your local courthouse uses, organized for your state, so you are not walking in blind. No legal advice given.

Membership

Real help at a real price.

Homeownership shouldn't be a luxury of the well-lawyered. Starter is open now. Standard and Premium are coming soon. Cancel anytime.

Free for 30 days on Starter. No charge until your trial ends.
Starter
Free for 30 days
then $19.99/month

Your case, found and organized by hand.

For homeowners who want their case tracked down and their next step made clear.

  • Your case looked up by our team, directly with the county or via a public-records (FOIL) request, typically within your first few business days
  • Upload photos of your court documents and notices any time
  • AI recommends YouTube videos and educational content based on what we find in your case
  • Request pro-se documents for your county (delivered to your inbox)
  • Email updates whenever our team finds something new in your case
  • 20% discount on partnered therapy services (avg. session $150, save $30+/visit)
Coming Soon
Standard
$49.99
per month, once available

White-glove access to the right resources.

For homeowners who want help finding what to file, watch, and read.

  • Everything in Starter
  • AI chat assistant that finds videos, forms, and attorney-directory listings for your state
  • Content comes to you through chat instead of searching yourself
  • One 30-minute live call per month to check in on your case
  • Priority case lookup and document requests
  • 20% discount on partnered therapy services (avg. session $150, save $30+/visit)
Coming soon
Coming Soon
Premium
$99
per month, once available

Multi-property support and human backup.

For homeowners handling more than one case, or who need a real person to lean on.

  • Everything in Standard
  • Up to 3 properties on one account
  • One 30-minute live human chat session per month
  • Personal SMS AI companion for daily case updates
  • 20% discount on partnered therapy services (avg. session $150, save $30+/visit)
Coming soon

Starter's first 30 days are free; you are not charged until the trial ends, and you can cancel anytime during the trial from your account with nothing owed. During your trial, upload your documents and our team looks up your case directly with the county, or files a public-records (FOIL) request when a county does not have it online. This typically takes a few business days and can take longer for some counties. Standard and Premium are not open for signup yet; join Starter now and we will email you the moment they are ready. NFPGRP is an educational platform. We are not attorneys and this is not legal advice.

What Advocates Say

Acting early changes the outcome.

  • Housing counselors agree: contacting your servicer or an advocate within the first 90 days preserves the most options.
  • Waiting until a sale date is set narrows what can still be done, but it does not eliminate it.
  • A documented plan (short sale, delay, or repayment) is viewed more favorably by courts and lenders than no response at all.
  • Homeownership after foreclosure is normal, not rare. Most conventional and FHA programs allow re-application within a few years of a completed workout, and many families we walk with are ready to qualify again in as little as 24 months.*
Foreclosure vs. Short Sale: Credit Impact
ForeclosureScore drop: 140 to 250 pts
Short SaleScore drop: 80 to 130 pts
Approximate ranges; actual impact varies by lender and credit profile.
Recovery Path: FreshStart

Cash in your pocket, credit rebuilt, ready to qualify to buy again in as little as 24 months.*

Our partner network can step in to resolve fees, city fines, back taxes, and past-due mortgage balances on your behalf. Your account status moves from "In Foreclosure" to "Current," your past-due balance reports as $0 going forward, and you walk away with liquid cash. FreshStart is built for one thing: to put you on the shortest honest path back to a mortgage application you can actually win.

Months 1 to 3
+15 to +30 pts
Past-due balance drops to $0; status shifts from "Foreclosure" to "Current."
Months 4 to 12
+30 to +50 pts
On-time modified payments accumulate as delinquencies age past one year.
Months 13 to 18
+15 to +30 pts
A steady payment history signals renewed stability to scoring models.
Your current credit score
FreshStart plan length12 months
TODAY
560
AFTER 12 MONTHS
630
+70 pts
Illustrative estimate assuming a score bottomed in the low-to-mid 500s. Actual results vary by lender, other open accounts, and credit utilization.
Fees resolved
City fines resolved
Back taxes resolved
Past-due mortgage resolved
Sale date within the next 7 days?

Book now. Emergency slots are limited.

If your foreclosure sale or auction is scheduled between today and next week, do not wait on the regular queue. Grab a priority slot now, while one is still open.

In Their Own Words

From paralyzed by chaos, to sleeping through the night.

I finally understood what the bank's next move would be. That certainty is what let me start sleeping again.

Michael S.
Ohio

No one made me feel judged. They just laid out where I stood and what came next.

Denise L.
California

Having a plan, even a hard one, felt better than the not-knowing that came before.

Robert M.
Texas
FAQ

Questions people ask us most.

Yes. Homeownership after foreclosure is normal, not rare. Most conventional and FHA loan programs allow re-application within a few years of a completed workout, and many of the families we walk with are ready to qualify again in as little as 24 months. Actual timing depends on the program you apply for, your credit profile, your income, and the state you live in. This is an outcome we build toward from day one, but it is not a guarantee.

Stop opening the mail alone. Start building the comeback.

Upload your documents and try it free for 30 days. A library that points you at the videos, forms, and government resources you need. Ready to qualify to buy again in as little as 24 months.*